Christian Finance Academy - Finances done Faithfully
Christian Finance Academy
Free · 10 minutes · No card

You're losing money without knowing it.

Some of it is in reliefs you might be entitled to and have never claimed. The Relief Finder checks this year and the four before it, names every one that could apply, and tells you roughly what each is worth.

Start the Relief Finder

Or book 20 minutes with me. Also free.

“

I found that easily achievable and already feel like I have some clarity on where I need to start.Katie, member

Tom Lawrence speaking at a live event

Tom Lawrence. Ex-Barclays private banker, qualified as a Chartered Wealth Manager, 20 years in church leadership.

Why I built it

I was paid to spot this. I missed it in my own.

I spent nearly ten years as a private banker, at Barclays and then a boutique wealth firm, being paid to spot things in other people's money. And for years I missed this in my own:

about £5,000 a year

Two reliefs I'd never claimed, because I wrongly assumed they were for people in a different bracket to me. My figure was mine; yours will be different. It might be nothing. Ten minutes will tell you.

The people I looked after weren't all smarter than the rest of us, and they didn't all work harder. They'd just been shown things nobody bothers to tell anyone else. The Christian Finance Academy exists to hand that across to Christians with good careers and no financial training.

Twenty minutes a week

In your first eight weeks you'll have:

Twenty minutes a week is the floor. Do more if you like.

  • Found what it's costing you, in four placesWhat leaks out each month, what your pensions and investments charge, the reliefs you haven't claimed, and what doing things in the wrong order costs.
  • Claimed the reliefs that apply, before the deadlineOr confirmed there's nothing to claim. The earlier years close one at a time, and every 5 April the oldest goes for good.
  • Put your money in the right orderYour debts where they belong and your next pound decided, with your plan checked 1:1 once your four places are on paper.
  • Seen your date moveThe date work becomes optional, worked out from your numbers at the start and again at the end of the eight weeks.

That's the first eight weeks. The best part comes after.

The rest of year one

You'll put every pound to work.

In the right place and in the right order, so what you already earn starts building something. Every time you run your number, the date comes closer.

Year two, and after

You'll have choices you didn't know you had.

Stopping earlier, or going part-time. Starting the business. Giving more than you thought you could. Helping your children onto the ladder. You set bigger goals, because you can see what your numbers will carry, and when life changes the answer you bring it to an Ask Me Anything before you decide.

The first eight weeks change how your money works. The years after are about what it can do: the life you choose, what you can give, and what you'll leave behind.

Start with the reliefs, free
In their words

Why people joined, and how it's going.

“

I decided to join because I felt that I didn't even know what didn't know, and I feel like personally, following on the pattern from my parents of getting a decent job and getting on the property ladder and having a basic pension isn't going to secure my future financially.

Katie, member
“

I always wanted to get a financial person, somebody who's in that world, as a coach so I can have peace of mind… The fact that you're a Christian is even better!

Belinda, member
“

The app feels amazing and it's really easy to find what I need… I signed up because I want to take more control of my finances and build something for the future, and so far I am loving it.

Michael, member
What's inside the Academy

One next step at a time.

You don't work through it front to back. The route points you at the next thing that matters for you.

  • Your First 60 Days. The route inside. One next step at a time, ticked off as you go.
  • A 1:1 financial coaching call once your four places are on paper, so it's about your real numbers.
  • A live call every other Thursday at 12:30pm UK, Teaching and Ask Me Anything taking turns. All recorded.
  • Every tool, including the ones that find your number, your charges and the reliefs that could apply. They save to your account.
  • The WhatsApp community. Christians on the same road, who'll notice if you go quiet.
  • The Biblical Financial Masterclass on what the Bible actually says about money, plus the filmed library behind it all.
Who it's for

Is this you?

It's for you if

  • You earn over £50,270, or you're on the way there, and nobody has ever checked your working.
  • You're aged 25 to 50, have a full-time job, and likely weren't ever taught how to manage what you're now making.
  • You earn well, but the months slip by and nothing has changed.
  • You want your faith and your money in the same room for once.

It isn't for you if

  • You want to be told what to buy. We're an education business, not financial advisers. You'll be shown how to decide, and the decision stays yours.
  • You're in real difficulty with debt. StepChange is free, excellent, and the right call before anything I offer.
  • You won't give it twenty minutes a week.
What membership costs

The price, plainly.

The free check and the conversation cost nothing. If you then want the Academy, this is what it costs.

£795 to join

paid as 3 × £332, one a month, then £100 a month from month four. No interest, no minimum term.

Or £695 in one go, then £100 a month from month two.

Or £1,595 for your first year, then £1,000 a year.

The 60-day guarantee. Do the diagnostic, get your four places on paper using the route inside, and join one call, live or on the recording. If at the end you don't believe it's been worth your joining fee, tell me and I'll refund it in full. Your word is enough.

I take up to 25 new people a month, because that's how many I can properly look after.

Where to start

Start with ten minutes. It's free.

Most people start with the reliefs, because they're the one place a form can check. If you'd rather talk first, book twenty minutes.

Free · 10 minutes

The Relief Finder

What if you've paid more tax than you needed to? See every relief that could apply, this year and the four before it, with your full breakdown sent by email.

Start the Relief Finder
Free · 20 minutes

A conversation with me

Where you are, where you want to be, and what's in the way. Not a sales pitch. If I can help, I'll say so. If I can't, I'll say that too.

Book 20 minutes

Ready to join now? See everything, price included.

Register below

No spam. No pressure. Just the right help at the right time.

Questions people ask

The honest answers, before you start anything.

Who is the Christian Finance Academy for?

UK Christians on a good salary who were never shown what to do with it. Usually employed and paid through PAYE, with a pension at work, earning over £50,270 or on the way there, and aged 25 to 50. It isn't for anyone in real trouble with debt (StepChange is free, excellent, and the right call first), and it isn't for anyone who wants to be told what to buy.

How much time does it take?

Twenty minutes a week is the floor, and there's no finish line. The first eight weeks are your first transformation: the leaks found, the reliefs claimed, your pension charges seen, your debts in order, your next pound decided and your plan checked with you 1:1. The rest of your first year puts every pound to work and brings the date closer. From year two you have choices you didn't know you had, and you set bigger goals because you can see what your numbers will carry. The route inside gives you one next step at a time for the first 60 days, and the live calls every other Thursday carry on from there.

What is the Relief Finder?

A free check. You answer a few questions and it shows which reliefs could apply to you, this year and the four before it, and roughly what each one is worth. Your full breakdown follows by email. It's an educational estimate, not advice.

Can I join the Academy now?

Yes. You start the day you join: your sign-in arrives the same day and the route inside gives you your first step. I take up to 25 new people a month, because that's how many I can properly look after. Most people start with the Relief Finder or a 20-minute conversation with me first.

What's in the membership?

Your First 60 Days, the route that gives you one step at a time. A 1:1 financial coaching call once your four places are on paper. A live call every other Thursday at 12:30pm UK, Teaching and Ask Me Anything taking turns, all recorded. Every calculator and tool, the WhatsApp community, the Biblical Financial Masterclass (22 modules), and a filmed library covering budgeting, debt, investing, pensions, property and tax that keeps growing.

How much does it cost?

£795 to join, paid as three monthly payments of £332, then £100 a month from month four. Or £695 in one go, then £100 a month from month two. Or £1,595 for your first year, then £1,000 a year. No interest and no minimum term. The 60-day guarantee refunds your joining fee in full if you don't believe it's been worth it.

Is this financial advice?

No. We're an education business, not financial advisers. You'll be shown how to decide and someone will check your working, but we never recommend a particular product, fund or provider. The decision stays yours.

Is Tom qualified?

Tom spent nearly a decade as a private banker, at Barclays Private Bank and then a boutique wealth firm. He qualified as a Chartered Wealth Manager and a Chartered Investment Manager, has an Executive MBA, and has led in church for twenty years.

Is it UK-specific?

Yes. Everything is built around UK rules and products - ISAs, SIPPs, workplace pensions, UK mortgages and UK tax - with real pound figures rather than generic principles.

Christian Finance Academy
“The plans of the diligent lead surely to abundance.” - Proverbs 21:5
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@tom.m.lawrence

Christian Finance Academy provides financial education, not personal financial advice. Figures reflect general UK rules at the time of writing and can change; your own situation is your own. For advice tailored to you, speak to a qualified adviser. © Christian Finance Academy.